Change Your Money Mindset. Change Your Life.

U-Turn Financial Coaching

Financial Coaching

Key Benefits: Empowerment through knowledge, reduced stress, intentional decision-making, and lasting financial habits.

Over 56% of Canadians report little to no financial literacy, Americans owe more than $17.3 billion, and Canadians aren’t far behind—debt has effectively become North America’s biggest marketed “product.” But financial coaching goes far beyond numbers: our beliefs about money are shaped early by the conversations we hear and the experiences we have as teens and young adults. Statements like “money is evil,” “the little guy can’t get ahead,” or “debt is just life” form mindsets that drive our financial behaviour. By shifting these beliefs, understanding our habits, and setting a clear path forward, anyone can make a U-Turn in their financial life. A financial coach acts as an accountability partner to keep you on track, help you adjust when needed, and ultimately guide you toward financial peace.

Financial Coaching Services

01

Personalized Financial Guidance

One-on-one Sessions to understand goals, budgets, habits, and financials challenges
Build a customized roadmap to personal or business financial improvements

02

Mindset & Behaviour Coaching

Help clients to identify limiting beliefs around money
Encourage confident, informed financial decision-making

03

Cash Flow & Budgeting

Guide clients in creating realistic, sustainable budgets (you don’t only have to eat rice and beans)

04

Debt Management & Savings Strategies

Using the Snowball method to help pay off debt
Emergency funds, savings, debt reductions

05

Business Owner Coaching

Support entrepreneurs in understand their numbers
Helps bridge the gap between day-to-day decisions and long-term profitability

06

Transition & Life Event Planning

Assists with major financial changes – business growth, relocation, inheritance
Provides clarity during transitions and helps align financial choices with life goals

What our clients are saying...

I’ve had the pleasure of working alongside Monica Kyveris for many years, and I can confidently say that her skills as a fractional CFO are truly outstanding. Monica has an exceptional ability to guide businesses through challenging financial situations — particularly those facing negative cash flow or debt with the CRA. Her calm, cool, and collected approach brings clarity and confidence to every situation, helping business owners move from uncertainty to stability and long-term success. Monica’s deep financial expertise and genuine dedication to her clients make her an invaluable partner to any organization looking to strengthen its financial future.

We have been working with Monica Kyveris for almost two years, and her expertise as an independent CFO has been instrumental to our growing business. Monica has helped us develop a solid understanding of cash flow, the importance of budgeting and financial goal setting, and has shared countless practical insights that have improved how we manage our company’s finances. Her strategic guidance has truly strengthened the financial foundation of our business. We look forward to continuing our relationship and successes.

Why U-Turn Financial

Take Control. Find Clarity. Build Wealth.

U Turn Financial helps entrepreneurs, businesses, and individuals take control of their money, uncover opportunity, and build lasting financial strength through expert bookkeeping, fractional CFO services, and one-on-one coaching.